Effective Date: April 15, 2026 Company: Diona Richards, LLC
This Financial Disclaimer (“Disclaimer”) applies to all users of the website, services, and products provided by Diona Richards, LLC (“Company,” “we,” “us,” or “our”), a business registered in California, United States.
By accessing or using our website and purchasing our products or services, you acknowledge and agree to the terms of this Disclaimer. If you do not agree, you should discontinue use of our Services immediately.
1. GENERAL FINANCIAL INFORMATION
All information provided on our website, including pricing, product descriptions, promotions, discounts, and service-related details, is for general informational and commercial purposes only. Nothing contained on this website constitutes financial, investment, tax, or legal advice. Users should not rely on any content as a substitute for professional financial consultation.
2. NO FINANCIAL ADVISORY RELATIONSHIP
Your use of our Services does not create any financial advisor, fiduciary, or professional client relationship between you and the Company. We do not provide personalized financial planning, investment recommendations, or advisory services unless explicitly stated in a separate written agreement.
3. PRICING AND PAYMENT ACCURACY
While we make reasonable efforts to ensure that all pricing, fees, and product information displayed on our website are accurate, errors may occur.
We do not guarantee that all pricing or financial information is free from inaccuracies. We reserve the right to:
a) Correct any errors or inaccuracies at any time without prior notice
b) Modify or update pricing, fees, or charges
c) Cancel or refuse orders placed based on incorrect pricing
All payments are processed through secure third-party payment processors, and we are not responsible for any fees charged by banks, credit card providers, or payment gateways.
4. NO GUARANTEE OF FINANCIAL OUTCOME
We make no guarantees regarding any financial outcome resulting from the purchase or use of our products or services. Any references to savings, value, or benefits are illustrative only and should not be interpreted as guaranteed financial results.
5. THIRD-PARTY FINANCIAL SERVICES
We may use third-party services for payment processing and financial transactions. These providers operate independently and are governed by their own terms and policies.
We are not responsible for:
a) Processing delays
b) Payment failures
c) Transaction errors
d) Charges imposed by third-party providers
Users are encouraged to review the terms and policies of any third-party payment service before completing transactions.
6. LIMITATION OF LIABILITY (FINANCIAL MATTERS)
To the maximum extent permitted by law, Diona Richards, LLC shall not be held liable for any direct, indirect, incidental, consequential, or special damages arising from:
a) Payment processing errors
b) Pricing inaccuracies
c) Unauthorized transactions
d) Use or inability to use the website or services
All financial transactions are undertaken at the user’s own risk.
7. REFUNDS AND CHARGEBACKS
Refund eligibility is governed by our Refund Policy and Terms & Conditions. Users agree not to initiate fraudulent chargebacks or payment disputes without first contacting us for resolution. We reserve the right to dispute any chargeback claims using transaction records, communication logs, and delivery confirmations.
8. TAXES AND LEGAL COMPLIANCE
Users are solely responsible for any applicable taxes, duties, or government charges associated with their purchases. We do not provide tax advice, and users should consult a qualified tax professional for guidance regarding their individual obligations.
9. NO WARRANTIES REGARDING FINANCIAL DATA
We do not warrant or guarantee that any financial-related content, including pricing or billing information, will be error-free, complete, or continuously available. We disclaim all liability arising from reliance on such information.
10. CHANGES TO THIS DISCLAIMER
We reserve the right to update, modify, or replace this Financial Disclaimer at any time without prior notice. Changes will become effective immediately upon posting on the website.
Continued use of the Services constitutes acceptance of any updated version.
11. CONTACT INFORMATION
If you have any questions regarding this Financial Disclaimer, you may contact us at: hello@dionarichards.com.
Diona Richards, LLC